If the time for you has come to "Find Your Dream Home", then I would love to help you. If you would like to have new listings emailed to you AS SOON AS THEY BECOME AVAILABLE, then, by filling out the form below, you will be placed on the "Top Priority" list. No Obligation. New listings will be sent to your E-Mail address.
One of them just might be YOUR DREAM HOME!
The EQUITY in your HOME is like any other Investment - it needs to be monitored.
Homeowners should have their EQUITY evaluated once a year.
Now might be the perfect time.
And it is FREE, WITH NO OBLIGATION!
Just fill out the form below.
With the federal government's Home Buyers' Plan, you can use up to $25,000 of your RRSP savings ($50,000 for a couple) to help finance your down payment on a home. To qualify, the RRSP funds you're using must be on deposit for at least 90 days. You must also provide a signed agreement to buy or build a qualifying home.
Here are six key questions about the HBP, and answers to help you understand the what, why and how of the plan.
Beginning January 1, 2017, no land transfer tax would be payable by qualifying firsttime purchasers on the first $368,000 of the value of the consideration for eligible homes. Firsttime purchasers of homes greater than $368,000 would receive a maximum refund of $4,000.
The refund will be reduced if one (or more) of the purchasers is not a firsttime homebuyer. The refund will be proportionate to the interest acquired by the individuals who qualify for the refund.
What is the Home Buyers' Tax Credit (HBTC)?
Starting in 2009, the federal government introduced a new tax credit, based on a downpayment amount of $5,000, for first time home buyers that buy a qualifying home in the year the home is purchased.
How is the new tax credit calculated?
The Home Buyers Tax Credit is calculated by multiplying the lowest personal income tax rate for the year (15% in 2009) by $5,000. For 2009, this amount is $750.
Royal LePage is the only national real estate company in Canada with its own charity. For 20 years, the Royal LePage Shelter Foundation has been dedicated exclusively to supporting women's shelters and violence prevention programs. I donate a portion of my commission to the Royal LePage Shelter Foundation when I help clients buy or sell a home.
Royal LePage offices also host special events, such as galas and golf tournaments, to raise funds and awareness for their local women's shelter. Royal LePage Canada covers all of the foundation's administrative costs so 100% of all funds raised go toward the cause.
Did you know? Violence against women happens in all cultures and religions, in all ethnic and racial communities, at every age, and in every income group. 50,000 Women and Children are helped by the Royal LePage Shelter Foundation each year.